What is the rental yield in Highland Park, Chattanooga, Tennessee?

The gross yield in Highland Park, Chattanooga, Tennessee is 6.4%. That comes with prices about 4% below the city median and 16% below the state median. Over the past year, prices have been flat at -0.4%, and the Red Flag score is 62.

How does Highland Park compare to Chattanooga, Tennessee?

Highland Park, Chattanooga, Tennessee is priced about 4% below the city median and has gross yield of 6.4%. Over the past year, prices have been flat at -0.4%. It also has walkability of 91 and education in the 35th percentile, creating a lower-price, higher-yield profile than the city benchmark.

What are the walkability and education scores in Highland Park, Chattanooga, Tennessee?

Highland Park, Chattanooga, Tennessee has walkability of 91 and education in the 35th percentile. That combines strong access with a lower school-district test-score percentile. The Red Flag score is 62, and gross yield is 6.4%.

How have prices changed in Highland Park, Chattanooga, Tennessee over the past year?

Prices in Highland Park, Chattanooga, Tennessee have been flat at -0.4% over the past year. The neighborhood is about 4% below the city median and 16% below the state median, with gross yield at 6.4% and a Red Flag score of 62.

Neighborhood

Highland Park

Chattanooga, Tennessee US

Highland Park, Chattanooga, Tennessee has an investment profile defined by below-market pricing, high gross yield, and very strong walkability. Prices are about 4% below the city median and 16% below the state median, while gross yield is 6.4%. Over the past year, prices have been flat at -0.4%. The neighborhood has a Red Flag score of 62, walkability of 91, and education in the 35th percentile, pairing a strong income signal with a higher overall risk score and a lower school-score percentile.

AI Summary•Updated June 2026

Area

22.23 mi²

ZIP Code

37411

County

Hamilton County

State

Tennessee

Redfin — median sale & volumeZillow ZORI — asking rentFEMA National Risk Index v1.20OpenStreetMap — POIFBI UCR — state crimeEPA — radon zonesWashU ACAG — satellite PM2.5EPA FRS / BTS — hazard screeningUS Census ACS / TIGER 2024

Verified Price · Median Sale

$269,920

YoY-0.4%

Gross Rental Yield

6.4%

Listed rent · ZORI annualized

Red Flag Index

High

62 / 100

Walkability Score

Walker's Paradise

OpenStreetMap POI density · national percentile

Education Score

35 / 100

Limited · better than 35% of U.S. districts

Pre-pandemic SEDA (2018/19) · district proxy

AI Score

Fair

DistrictScore attractiveness · national model

Highland Park Property Prices & Rental Yield

Verified Redfin sale data and Zillow ZORI asking rent for Highland Park, Chattanooga.

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Market Economics Snapshot

Jun 2026

Metric	Value	YoY
Median Sale Price	$269,920	-0.4%
Price / Sq Ft (Verified)	$180/sqft	+1.2%
Asking Rent (Median)	$1,432/mo	+1.0%
Gross Rental Yield	6.4%	—
Liquidity Score	26 / 100	Low
Homes Sold (Period)	65	+6.6%

Is Highland Park Safe? Natural-Hazard Risk

FEMA National Risk Index composite across eight hazards, plus inherited Tennessee crime context.

Red Flag Breakdown

62 / 100

High Risk

Composite is weighted by expected impact — frequent low-damage hazards (hail, wind) weigh less than flood or wildfire.

Tornado100Very High

Earthquake80Very High

Strong Wind80Very High

Flood60High

Hurricane60High

Hail60High

Wildfire40Moderate

Heat20Low

8/8 hazards scored · FEMA NRI v1.20

Crime (state-level): Tennessee averaged 26.2 crimes and 5.9 violent per 1,000 residents (-11.8% YoY) in 2024(FBI UCR). Compare the state to the country, not states as a ranking — full Safety & Crime data lives on the state page.

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What Stands Out AI Insight

Above-average gross rental yield at 6.4%

Highly walkable neighborhood — score 91/100

Active transaction volume — 65 homes sold last period

Dense amenities — 75 dining & 41 grocery options nearby

Tornado risk is Very High (100/100)

Earthquake risk is Very High (80/100)

Insights are generated from Highland Park's live DistrictScore metrics.

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Highland Park Environment & Safety

Satellite PM2.5 air-quality history, FBI UCR crime trend (Tennessee-level, the finest official aggregation), EPA radon potential and point-source hazard screening.

Air Quality — PM2.5

2015–2024

5.2 µg/m³ Meets EPA, above WHO guideline-17.0% since 2015

EPA 9WHO 5

20152024

Annual mean fine-particle (PM2.5) concentration at the Highland Park centroid, satellite-derived (ACAG). References: WHO guideline 5 µg/m³ · EPA annual standard 9 µg/m³. Latest year ranks worse than 21% of U.S. neighborhoods.

Tennessee Crime Trend

FBI UCR

20132024

All crimes / 1k

Violent / 1k

Year	Crimes / 1k	Violent / 1k	YoY
2024	26.2	5.9	-11.8%
2023	30.1	6.4	+2.8%
2022	29.7	6.4	+2.6%
2021	29.3	6.7	-6.4%
2020	31.7	6.7	-2.1%
2019	32.6	6.0	—

Reported at the state level — the finest official US crime aggregation; Highland Park inherits the Tennessee figures.

Radon Potential

EPA

Zone 2

Zone 2 — Moderate potential · Highland Park

EPA radon zones estimate indoor radon potential county-wide (Zone 1 highest, Zone 3 lowest). Testing is recommended in all zones.

Environmental Hazards

EPA / BTS

Superfund (NPL)0.0 kmVery High

Industrial odor28 nearbyVery High

Point-source screening near Highland Park: EPA Superfund National Priorities List & Facility Registry (2026), BTS aviation noise (2020, 24-hour average level). Superfund shows distance to the nearest listed site; odor shows detected sources within the screening radius. Only detected sources are listed; the bar shows severity vs. all U.S. neighborhoods.

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Walkability & Amenities in Highland Park

Amenity density and pedestrian access from OpenStreetMap points of interest.

Walkability & Amenities

OpenStreetMap POI

91

Walker's Paradise

Walkability Score

41

Grocery

75

Dining

37

Schools

5

Universities

12

Hospitals

4

Pharmacies

59

Parks

3

Rail Transit

0

Coworking

POI counts are amenities within Highland Park's boundary plus a 400 m walk buffer. Rail transit excludes bus stops.

Highland Park vs Chattanooga vs Tennessee

How Highland Park benchmarks against its city and state medians.

Benchmark vs City & State

In Highland Park, the median sale price sits about 4% below the median for Chattanooga neighborhoods and about 16% below the statewide median. Gross rental yield is 6.4%, against 4.9% for Chattanooga neighborhoods and 4.8% statewide. Over the past 12 months, prices were broadly flat. Transaction liquidity sits below the median for Chattanooga neighborhoods and below the statewide median.

Area	Median / Sq Ft	Gross Yield	Liquidity
Highland Park	$180/sqft	6.4%	26
Chattanooga	$187/sqft	4.9%	30
Tennessee	$213/sqft	4.8%	40

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Buying Property in the US as a Foreigner

Federal & Tennessee tax facts for non-resident buyers, plus the latest local market news.

Buying as a Foreigner

US Tax & Ownership

Applies to everyone7

Capital Gains (Federal)

Long-term capital gains taxed federally at 0/15/20%, plus a 3.8% Net Investment Income Tax on higher incomes (2026).

Property Tax

Property tax: ~0.46% average effective rate (statewide average; set and collected locally).

State Income Tax

No state income tax — rental income is not taxed at the state level.

State Capital Gains

No state capital gains tax.

Transfer Tax

Real estate transfer tax: 0.37%.

Assessment Cap

No Proposition 13-style assessment cap; property is reassessed at market value.

Mansion Tax / Rent Control

No statewide mansion tax or statewide rent control.

US citizens & tax residents6

Primary-Home Exclusion

Selling your main home: exclude up to $250k of gain (single) / $500k (married) if you owned and lived there 2 of the last 5 years.

1031 Like-Kind Exchange

A 1031 like-kind exchange defers capital gains tax on investment property; 45 days to identify, 180 to close. Real estate only.

Depreciation Recapture

Residential rentals depreciate over 27.5 years; on sale, recaptured depreciation is taxed up to 25% (Section 1250).

Mortgage Interest Deduction

Mortgage interest is deductible on up to $750k of home debt. The SALT cap rose to $40,000 for 2025-2029 (reverts to $10k in 2030).

Opportunity Zones

Opportunity Zones are now permanent (2025): reinvested capital gains get deferral plus a basis step-up, and are tax-free after 10 years.

Rental Income (Resident)

Rental income is reported on Schedule E; passive-loss rules (Section 469) limit deducting rental losses against other income.

Foreign buyers (non-residents)5

FIRPTA (Foreign Sellers)

FIRPTA: the buyer withholds 15% of the gross sale price when a nonresident sells US property. It is an advance deposit, not the final tax.

Non-Resident Capital Gains

Nonresident sellers pay US capital gains tax (generally 15-20%) on the net gain via Form 1040-NR; FIRPTA withholding is credited.

Non-Resident Rental Tax

Nonresident rental income is taxed at 30% of gross by default, or on net income at graduated rates via a Section 871(d) election (W-8ECI).

Estate Tax (Non-Resident)

Nonresidents get only a $60,000 US estate-tax exemption (vs $13.99M for residents); US property above it is taxed up to 40%. Treaties may help.

ITIN Requirement

Nonresidents without an SSN need an ITIN (Form W-7) to file US tax returns, claim FIRPTA refunds, and report rental income.

Talk to a US real-estate tax advisor

FIRPTA, ITIN & Tennessee property-tax guidance for foreign buyers

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Guaranteed Rate • Jun 18, 2026

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Eye On Housing • Jun 18, 2026

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Altus Group • Jun 18, 2026

Highland Park Real Estate FAQ

Highland Park, Chattanooga, Tennessee shows a yield-led profile. Prices are about 4% below the city median and 16% below the state median, gross yield is 6.4%, and prices have been flat at -0.4% over the past year. The Red Flag score is 62, with walkability of 91.

Neighborhoods near Highland Park

Compare Highland Park with nearby neighborhoods in Chattanooga.

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